Michigan Land Loans

Michigan vacant land field and bike trail with power lines

Michigan land loans are the best option for you if you are interested in buying vacant real estate or refinancing however, you may need to look further than one of the big banks. This type of financing is a riskier type of investment for banks because not as many people are buying land to build homes with existing home prices so low. Many lenders require large down payments with unfavorable financing terms such as balloons and ARMs. Risky features in loan is what caused the housing collapse and tightening of financing in the first place so they should be avoided at all costs. This is where our company prides ourselves in being different.

We specialize in vacant land loans in Michigan to offer low rates and low down payments to finance many types of real estate and properties. With as low as a 20% down payment and a 660 credit score, you can buy raw land to use for hunting, farm or even a home site lot. Our mortgage programs are designed to be tailored to you needs. Flexible mortgage terms are available from a variable rate to a 30 year fixed rate with low monthly payments and the security that your payments will not change.

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Please note: If we are unable to complete your prequalification, for any reason, a loan officer may follow up with you by phone to offer assistance. We can answer any questions you may have at that time.