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Information on Michigan Land Loan Financing

Vacant land field and bike trail with power lines.

Land financing in Michigan can be difficult because it does not meet conventional guidelines. If you are interested in buying vacant real estate or refinancing you may need to look further than one of the big banks.

This type of financing is a riskier type of investment for banks because not as many people are buying land to build homes with existing home prices so low. Many lenders require large down payments with unfavorable financing terms such as balloons and ARMs.

Risky features in loan is what caused the housing collapse and tightening of financing in the first place so they should be avoided at all costs. This is where our company prides ourselves in being different with fixed rate loan options.

In the past 40 years, the United States lost more than a million farmers and ranchers. Many of our farmers are aging. Today, only nine percent of family farm income comes from farming, and more and more of our farmers are looking elsewhere for their primary source of income. - Tom Vilsack

Mortgage Programs for Acreage and Property

Michigan Land Loans for Vacant land

We specialize in vacant land loans in Michigan to offer low rates and low down payments to finance many types of real estate and properties. With as low as a 20% down payment and a 660+ credit score, you can buy raw land to use for hunting, farm or even a home site lot.

Our mortgage programs are designed to be tailored to you needs. Flexible mortgage terms are available from a variable rate to a 30 year fixed rate with low monthly payments and the security that your payments will not change. If you are looking for a Michigan Land Loan then you have come to the right place.